AllRisk Auto Insurance, LLC Blog
Comprehensive car insurance protects you from suffering a financial loss should your hybrid car meet an accident. It also covers any damage caused by incidents that aren’t related to the road. Listed below are the five key benefits of why it is essential to have comprehensive insurance.
Replacement if Stolen
Car theft can happen to anyone, and if you own a car, you can be a victim of this criminal activity. And if this happens to you, your vehicle will be replaced. If you want your vehicle replaced when stolen, then you should consider getting comprehensive insurance for your car. Because if you got the car thru financing companies and stolen while not insured, you are still required to pay your loan provider.
If your car is scratched by a passer-by or got damage caused by a protest while it is parked on a roadside, your insurance will shoulder the repair cost. This is one of the reasons why it is crucial for you to get comprehensive insurance for your car.
Weather Related Damage
If your car is damaged due to bad weather conditions, your comprehensive insurance will shoulder for any cost incurred for the repair of your vehicle. When a golf ball-sized hailstones start to pour down and hit your car while it is parked, it could damage your vehicle. If your car has comprehensive insurance, you can be assured that your vehicle is covered for the damage caused by bad weather.
Imagine you are driving on a quiet road, and you see a deer running at lightning speed, and before you hit your breaks you hear a thud; you run in to that animal. It may sound unbelievable, but it can happen. If you have comprehensive car insurance and this will happen to you, you are assured that your car will be repaired.
Although comprehensive insurance will not automatically give you a brand new car, it will pay off the outstanding amount you owe the financing company, allowing you to get a new car loan.
At AllRisk Auto Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (360) 693-4044. Get your free quote today by CLICKING HERE.