Renovating your home can be exciting — whether you’re finally installing that dream kitchen, adding a new bathroom, or building out a backyard office. But while you’re busy choosing paint colors and countertops, there’s one critical step that homeowners often overlook: updating your home insurance.
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Why does it matter? Because home improvements can increase your home’s value and risk exposure, which may leave you underinsured if your policy isn’t updated accordingly. Here’s what you need to know to make sure your home — and your investment — stays protected.

Vandalism can be a frustrating and unsettling experience for any homeowner. Whether it’s spray paint on the side of your house, broken windows, or other acts of property damage, the impact on your home can be both financially and emotionally distressing. Fortunately, home insurance can provide coverage for vandalism, but understanding how this type of claim works—and what it covers—can help you navigate the situation more effectively.
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In this article, we’ll explain how home insurance handles vandalism, what to expect when filing a vandalism claim, and tips for protecting your home from future incidents.

Whether you rent an apartment or own a home, protecting your living space and belongings is essential. While both homeowners insurance and renters insurance offer financial protection, they serve different purposes. Homeowners insurance covers both the structure of the home and personal belongings, while renters insurance primarily covers the tenant’s personal property and liability.
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Understanding the key differences between these two policies can help you make informed decisions about your coverage needs. In this guide, we’ll break down what each policy covers, their costs, and why having the right insurance is crucial—whether you rent or own.

Garages are often one of the most cluttered and neglected spaces in a home. Instead of being a functional storage area, they can quickly become overrun with boxes, tools, seasonal items, and forgotten belongings. However, with a strategic organization plan, you can transform your garage into a clean, efficient, and accessible space.
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In this guide, we’ll break down step-by-step organization tips, storage solutions, and best practices for keeping your garage neat year-round.

​When purchasing a home insurance policy, one of the most crucial decisions you’ll make is choosing between Replacement Cost (RC) and Actual Cash Value (ACV) coverage. Understanding the differences between these two valuation methods can help ensure you select the best policy for your needs. This article will break down the key distinctions, benefits, and considerations associated with both options.

​Insurance bundling—purchasing more than one type of insurance policy from the same provider—is a popular strategy for simplifying insurance management and reducing overall costs. For consumers looking to streamline their insurance processes and save money, bundling can offer significant advantages. This article explores the benefits of bundling various types of insurance policies, with a focus on how it can specifically impact home insurance costs.

​Unconventional homes—from treehouses and converted barns to earth-sheltered houses and tiny homes—capture the imagination and offer unique living experiences. However, these distinctive properties also present unique challenges when it comes to securing appropriate home insurance. This blog explores the nuances of obtaining and managing home insurance for unique dwellings, ensuring that your one-of-a-kind home is properly protected.

​Home staging is a powerful tool used by homeowners and real estate professionals to make a property more attractive to potential buyers. By thoughtfully arranging furniture, decor, and lighting, home staging highlights a property's strengths and minimizes its weaknesses, creating a welcoming atmosphere that helps buyers envision themselves living in the space. The goal of home staging is to create an emotional connection between the buyer and the home, ultimately leading to quicker sales at higher prices. Whether you’re working with a professional stager or doing it yourself, understanding the principles of home staging can significantly enhance your home's appeal in a competitive real estate market.

​The kitchen is often considered the heart of the home, where meals are prepared, memories are made, and family and friends gather. To make your kitchen both functional and enjoyable, it's important to equip it with the right appliances. Whether you’re a seasoned chef or someone who enjoys the occasional home-cooked meal, having the right tools at your disposal can make all the difference. This guide covers the essential kitchen appliances every home should have, helping you create a space that meets your culinary needs and enhances your cooking experience.

​Owning a vacation home provides a perfect getaway for relaxation and enjoyment, but it also comes with unique responsibilities and risks. Ensuring your vacation home is adequately insured is crucial to protect your investment from unexpected events. Here’s what you need to know about home insurance for vacation homes.