AllRisk Auto Insurance, LLC Blog
Each state requires a driver to carry a certain amount of liability coverage, but some insurance companies will most likely offer optional add-on coverage. Here are some of them that are worth the extra cost.
Whether you own a state of the art car model or a second-hand auto from the 90s, having the essentials for a road trip is a must. Make your travels less of a hassle and more enjoyable for everyone, so here are gadgets you should consider using for your car.
Car or motor insurance covers the risk of a destroyed car caused by theft, traffic collision, or natural calamities. Auto insurance may be mandatory upon withdrawal of your driver's license, or it could be optional depending on the state. However, the big problem with auto insurance is when policyholders make claims. Here are common issues involving auto insurance claims with their solutions.
Almost every state in the US requires owners of cars to have auto insurance. Most states require a minimum value for the auto insurance policy. Thus, there are some states where they would impound your car if you do not carry auto insurance. Minimum coverage is important especially when you exceed your coverage limits. This is the reason why people usually opt for policies that cover more than the minimum required by state laws. A good rule of thumb is always to make sure that your auto insurance policy coverage equals the total value of your house, car, savings and other assets.
Car insurance covers both risks of damaging the vehicle and accidents involving the car covered by the plan. This will ensure your safety as well as your passengers' in different troubles. However, there are common myths about car insurance that can cause confusion and misinformation regarding the vehicle that you will purchase. Here are examples and the truth behind them:
Your car insurance may cover personal injury protection and liability protection especially when you damage something or hurt someone with your car. It also protects your car from theft or vandalism when you are not driving it. However, there are some claims that your car insurance does not cover or will not cover for you if you have done certain things. You should know what these things are if you don’t want them to reject your car insurance claim.
Sometime in your life, you may feel like you need to reduce your expenses because the budget is not enough to sustain an everyday living. If you are paying monthly for insurances, it is tempting to let the policy go.
For example, if you have car insurance, and you have not experienced any accidents, you might be thinking that the policy is not essential. If your car insurance lapses, it can get difficult for you to renew it.
This article will help you understand why you should not let your car insurance lapse and how to avoid it.
There is no doubt, having an auto insurance plan is one of the most important parts of being a responsible and good driver. Furthermore, having this kind of insurance will protect you when an accident takes place.
In fact, the advantages of auto insurance are limitless. But in this post, we will only highlight the common ones which are certain to convince you to get one.
If you have a car and you are looking for ways to help make some money, you may want to start considering your car as a money-making asset instead of a massive liability. Owning a car is certainly a huge expense. Not only from monthly installment payments but also because of the general maintenance, insurance, and fuel. Here are some tips to help make money with your car, so you can stop thinking of it as a burden.
If you met a car accident, you are required to inform your insurance company immediately as mandated by car insurance laws. It is necessary for filing a car insurance claim to your insurance company to get monetary reimbursement for the damage caused to the vehicle involved in the accident. The guidelines listed below will give you an idea of how to file a car insurance claim.