Auto Insurance

Get an auto insurance quote from our agency and you may save thousands of dollars a year. It only takes a few minutes to find out how much we can save you!

What is Auto Insurance?

Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. 

Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.

Auto Insurance Coverages

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:
  • Bodily injury liability - for injuries the policyholder causes to someone else.
  • Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
  • Property damage liability - for damage the policyholder causes to someone else’s property.
  • Collision - for damage to the policyholder’s car from a collision.
  • Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
  • Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.​
The required coverage and limits in Washington State are: Bodily Injury Liability Coverage: $25,000 per person and $50,000 per accident. Property Damage Liability Coverage: $10,000. Underinsured Motorist Bodily Injury Coverage*: $25,000 per person and $50,000 per accident.
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Oregon law requires every driver to carry at least these minimum car insurance coverages: Bodily Injury: $25,000 per person and $50,000 per accident. Property Damage: $20,000 per accident. Personal Injury Protection: $15,000 per person.

​Additional Coverage Industries

​We insure the marijuana industry, including dispensaries, 
 indoor growing operations and more. 

We also insure Uber and Lyft drivers.

​Contact us to learn more about the right car insurance for you.
(360) 693-4044​
5508 NE Fourth Plain Blvd
Suite B
Vancouver, WA 98661​
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