What is Auto Insurance?Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom.
Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions. Auto Insurance CoveragesThere are basically six different types of coverages. Some may be required by law. Others are optional. They are:
The required coverage and limits in Washington State are: Bodily Injury Liability Coverage: $25,000 per person and $50,000 per accident. Property Damage Liability Coverage: $10,000. Underinsured Motorist Bodily Injury Coverage*: $25,000 per person and $50,000 per accident.
Oregon law requires every driver to carry at least these minimum car insurance coverages: Bodily Injury: $25,000 per person and $50,000 per accident. Property Damage: $20,000 per accident. Personal Injury Protection: $15,000 per person. Additional Coverage IndustriesWe insure the marijuana industry, including dispensaries,
indoor growing operations and more. We also insure Uber and Lyft drivers. Contact us to learn more about the right car insurance for you. |