AllRisk Auto Insurance, LLC Blog
If you own property, inside or outside of a high-risk flood zone, then you should have flood insurance. This insurance will add protection and comfort to your home sweet home.
Flooding is often caused by extreme weather events such as heavy rainfall, hurricanes, cyclones, and storm surges. The flooding explains why coastal regions and areas near lakes, rivers, and streams are frequently classified as high-risk zones. Flood insurance is one of the best ways of protecting your house and your personal property against flood-related losses.
What Is the Coverage of Flood Insurance?
Flood insurance covers damage caused by heavy or prolonged rain or by floods. Flood insurers shall refund the structural damage of the policyholders, including:
What Is Not Included in Your Flood Insurance?
The eligibility requirements of flood insurance are numerous. Hence you also need to be aware of your flood insurance scope. Flood insurance shall not cover the following types of damage:
Many flood-affected homeowners have no policies, leaving them without any assistance. The main form of disaster relief without insurance from floods is low-interest loans from the federal government. The loans have to be repaid. The only way you can fully protect yourself from flood costs is through the purchase of a flood insurance policy.
At AllRisk Auto Insurance, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we’re here to help you out. Learn more about our products and services by calling our agency at (360) 693-4044. You can also request a free quote by CLICKING HERE.