CALL us or TEXT us Today:  (360) 693-4044  |  Toll Free: (888) 693-4044
AllRisk Auto Insurance, LLC
  • Home
  • Online Quote Request
    • Auto Insurance Quote
    • Home Insurance Quote
    • Motorcycle Quote
    • Renters Insurance Quote
    • RV Insurance Quote
    • Other Quotes >
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Commercial Auto Insurance Quote
      • Retail Cannabis Coverage Quote
      • Uber/Lyft Coverage Quote
  • Service
    • Insure your License
    • License Helpdesk
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Coverages
    • Auto Insurance
    • Home Insurance
    • Motorcycle Insurance
    • Renters Insurance
    • RV Insurance
    • SR-22 Filing
    • Other >
      • ATV Insurance
      • Boat Insurance
      • Commercial Auto Insurance
      • DWI & DUI Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • FAQs
    • Blog
    • News
  • Contact
  • Home
  • Online Quote Request
    • Auto Insurance Quote
    • Home Insurance Quote
    • Motorcycle Quote
    • Renters Insurance Quote
    • RV Insurance Quote
    • Other Quotes >
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Commercial Auto Insurance Quote
      • Retail Cannabis Coverage Quote
      • Uber/Lyft Coverage Quote
  • Service
    • Insure your License
    • License Helpdesk
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Coverages
    • Auto Insurance
    • Home Insurance
    • Motorcycle Insurance
    • Renters Insurance
    • RV Insurance
    • SR-22 Filing
    • Other >
      • ATV Insurance
      • Boat Insurance
      • Commercial Auto Insurance
      • DWI & DUI Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • FAQs
    • Blog
    • News
  • Contact

AllRisk Auto Insurance, LLC Blog

Solutions to 4 Common Problems Involving Car Insurance Claims

9/5/2019

10 Comments

 
Picture
Car or motor insurance covers the risk of a destroyed car caused by theft, traffic collision, or natural calamities. Auto insurance may be mandatory upon withdrawal of your driver's license, or it could be optional depending on the state. However, the big problem with auto insurance is when policyholders make claims. Here are common issues involving auto insurance claims with their solutions.
Stale Claims
An insurance claim comes with an expiration date. Unfortunately, there is no fixed length of time to file your claims from the insurer. The best thing to do is to file your claim as soon as possible after the incident. In case of delays, the insurer will not pay up or would not honor your claims. To avoid a problem like this, talk things out with your agent beforehand. Also, it is better to see the fine print relating to this issue, and file claims without delay.

Insufficient Documentation
It is not easy to convince the insurance company to pay up your claims if you have no documentation with you. You cannot simply walk into the office and ask the claims department for your money. If the documents are not in the right order, then you may encounter a greater delay. Always make sure that you have with you all the required documents if you want your transaction to be smooth. Also, try to ask your agent about these requirements at the moment you sign your policy.

Unclear Insurance Coverage
There are cases when the insured does not know exactly the amount of coverage that he has. Thus, he might end up not claiming anything for a particular incident. This immense frustration can be avoided if the insurer makes sure beforehand whether the insurance policy covers this or that. He should also ask the agent how much the coverage is exactly. Also, he must ask whether there are exceptions to these conditions.

Lack of a Police Report
File a police report when you experience an accident. Without a police report, there may be delays in receiving your claims. If the accident is a minor one, you may hesitate to report this to the police, but you have to if you want to file for a claim. The rule is that you shouldn't make any assumptions. Get the police report that you need before you contact your insurer. In case they don't need it, no problem, but if they do, then you know you're good.

Some Final Words
Auto insurance claims may be tricky but, as long as you follow all the rules of the company and you have the required documents, you should get your claims. Don't give up because you deserve that insurance that you have been paying for every month.

At AllRisk Auto Insurance, LLC, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (360) 693-4044. Get your free quote today by CLICKING HERE.
10 Comments
Hazel Owens link
6/28/2020 10:19:12 pm

I'm looking into getting auto insurance for my new car. I love that this article talks about how to make claims the right way. You talk about how people don't know the amount of the coverage and may end up not making any claims for an accident. When I decide on my auto insurance, I will be sure to speak to the agent about the coverage in detail.

Reply
Todd
11/8/2021 05:35:19 pm

If in an accident with another motorist, here are some good tips on what to do.
1. ensure everyone is alright. call medical services as necessar
2. take pictures of all involved vehicles, capturing impact points and other damages that may be preexisting. these help clarify actual damages conducted by whoever may be at fault.
3. get the other person's insurance information by either taking a picture of their insurance card or writing it down. pass that information onto your insurance.
4. know if your state is an At Fault state. If you are not at fault for the accident, you very well may be able to claim -your- damages on the other person's insurance policy and thereby, not have to pay a deductible. speak with your insurance agent to learn more in regard to that.

Reply
Jeff Carbine link
12/7/2021 06:14:38 pm

I never knew that auto insurance may be mandatory upon withdrawal of your driver's license, or it could be optional depending on the state. My uncle has a rental car. I'll share this information about auto insurance so that he would become aware.

Reply
Kristofer Van Wagner link
6/28/2022 10:00:57 pm

I definitely agree that when looking for auto insurance, it is important that we ensure we understand the protocol. It makes sense as in doing so, we will know the proper procedure to apply for claims. I will definitely look into my policy before I renew my auto insurance to ensure I understand it thoroughly.

Reply
vikas singh link
7/1/2022 02:41:25 am

Hello allrisk I read your blog and Found it interesting and got a great knowledge about Car Insurance and i have had a great interaction with one of the similar kinds of <a href="https://paydeer.in/services/insurance">Car Insurance Companies</a> and a had great user experience out there, as they have multiple kinds of insurance policies available with them, if you have a minute do check it out.

Reply
John Carston link
9/2/2022 06:50:13 pm

I like the tip you gave that having proper documentation could help you have a better chance of claiming insurance. My brother informed me last night that he was planning to have auto insurance that could provide a reasonable insurance rate for the protection coverage for his car, and he asked if I had any thoughts on what would be the best option to consider. I'm thankful for this valuable article, I'll tell him that it will be much better if he consults a trusted auto insurance service as they can provide details about the best plan.

Reply
Iris Smith link
9/6/2022 09:41:43 pm

Thank you for mentioning that one should also inquire about the coverage's precise cost from the agent. I recently purchased a car and am looking for the best auto insurance. I'll track down a car insurance provider that will be willing to answer all of my inquiries and explain the policy.

Reply
Braden Bills link
9/21/2022 06:01:01 am

I want to make sure that I get the right car insurance plan for me. It makes sense that I would want to get the right documentation together for it. That way, I can ensure that I organize everything correctly.

Reply
Jessie Holloway link
12/13/2022 03:22:51 pm

Thanks so much for the tips on how to make sure you can work well with your auto insurance company. I have a friend who just got her first car and she's been looking into auto insurance. We'll have to be sure to find a provider that can help her through all their processes.

Reply
Mia Evans link
1/24/2023 10:52:20 pm

Thanks for pointing out that having all the needed documents will ensure that the transaction will be smooth when getting a policy. I will keep that in mind now that I already plan to get my own ride this year after saving up for almost two years. And I should probably work with a car insurance broker so that I will have an idea regarding the right coverage for the type of vehicle I am getting as well, especially when it is my first time for all of these purchases.

Reply



Leave a Reply.

    Contact Us

    (360) 693-4044​
    5508 NE Fourth Plain Blvd
    Suite B
    Vancouver, WA 98661​
    Click Here to Email Us

    Archives

    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    October 2018

    Categories

    All
    Auto Insurance
    FAQs
    Financial
    Home Insurance
    Insurance
    Local
    Motorcycle Insurance
    Recreational Vehicle Insurance
    Renters Insurance
    Safety

    RSS Feed

Navigation

Homepage
Online Quote Request
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

AllRisk Auto Insurance
5508 NE Fourth Plain Blvd
Suite B
Vancouver, WA 98661​
Phone: (360) 693-4044, 
(360) 578-1930​ - ​​Longview
Toll Free: (888) 693-4044
Click Here to Email Us

Location

Website by InsuranceSplash