CALL us or TEXT us Today:  (360) 693-4044  |  Toll Free: (888) 693-4044
AllRisk Auto Insurance, LLC
  • Home
  • Online Quote Request
    • Auto Insurance Quote
    • Home Insurance Quote
    • Motorcycle Quote
    • Renters Insurance Quote
    • RV Insurance Quote
    • Other Quotes >
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Commercial Auto Insurance Quote
      • Retail Cannabis Coverage Quote
      • Uber/Lyft Coverage Quote
  • Service
    • Insure your License
    • License Helpdesk
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Coverages
    • Auto Insurance
    • Home Insurance
    • Motorcycle Insurance
    • Renters Insurance
    • RV Insurance
    • SR-22 Filing
    • Other >
      • ATV Insurance
      • Boat Insurance
      • Commercial Auto Insurance
      • DWI & DUI Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • FAQs
    • Blog
    • News
  • Contact
  • Home
  • Online Quote Request
    • Auto Insurance Quote
    • Home Insurance Quote
    • Motorcycle Quote
    • Renters Insurance Quote
    • RV Insurance Quote
    • Other Quotes >
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Commercial Auto Insurance Quote
      • Retail Cannabis Coverage Quote
      • Uber/Lyft Coverage Quote
  • Service
    • Insure your License
    • License Helpdesk
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Coverages
    • Auto Insurance
    • Home Insurance
    • Motorcycle Insurance
    • Renters Insurance
    • RV Insurance
    • SR-22 Filing
    • Other >
      • ATV Insurance
      • Boat Insurance
      • Commercial Auto Insurance
      • DWI & DUI Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • FAQs
    • Blog
    • News
  • Contact

AllRisk Auto Insurance, LLC Blog

Save Money on Home Insurance

3/8/2021

0 Comments

 
Picture
​Home insurance could be very pricey. It all relies on your insurance company and even the size of your house. Here are some ways to help you save some cash while you competently safeguard and protect your assets and your home. 
Raise Your Deductible
A deductible is a sum that you are liable to paying toward your insured losses. The higher the deductible is, the more cash you can save on your premium. 

Therefore, if you can cash out above the minimum of around $500 or even $1,000 deductible, you can quickly reduce and decrease your home coverage cost. 

Purchase Your Home and Car Policies from the Same Insurance Company
Several companies sell both home insurance and auto insurance policies. If you get two or more insurance coverages from the same company, you might be able to get a discount and reduce your premium. 

To ensure you are getting the best price, make sure that any combined price from one insurance company is lower than when you are purchasing these coverages separately from another company. 

Ensure Your Home Is Disaster Resistant
If you are in a place prone to disasters, you can choose various insurance options if you do some steps to prepare, like putting up shatterproof glass and storm shutters and even reinforcing your roof. 

Most older houses can be modernized so they can better resist and withstand earthquakes. You can also update your plumbing, electrical, and heating systems in your home to minimize the risks of water damage and fire. 

Do Not Mistake What You Paid for Your Home with Rebuilding Expenses
Your home insurance is based on the cost to rebuild your entire home but not its real estate value. Your home may be at risk from perils such as fire, windstorms, theft, and other similar incidents; however, the land that your house stands on is not. 

It is best not to consider the land's value and price when deciding which insurance to get. Because if you do, you will be left with a much higher premium. 

Conclusion 
If you are new to home insurance, it is best to go to a professional to be well informed. Always do some research before getting and purchasing so you can find the best one for you. 

At AllRisk Auto Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (360) 693-4044. Get your free quote today by CLICKING HERE.
0 Comments



Leave a Reply.

    Contact Us

    (360) 693-4044​
    5508 NE Fourth Plain Blvd
    Suite B
    Vancouver, WA 98661​
    Click Here to Email Us

    Archives

    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    October 2018

    Categories

    All
    Auto Insurance
    FAQs
    Financial
    Home Insurance
    Insurance
    Local
    Motorcycle Insurance
    Recreational Vehicle Insurance
    Renters Insurance
    Safety

    RSS Feed

Navigation

Homepage
Online Quote Request
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

AllRisk Auto Insurance
5508 NE Fourth Plain Blvd
Suite B
Vancouver, WA 98661​
Phone: (360) 693-4044, 
(360) 578-1930​ - ​​Longview
Toll Free: (888) 693-4044
Click Here to Email Us

Location

Website by InsuranceSplash