RV Insurance in the Time of a Pandemic

Due to travel restrictions and safety protocols, many travel plans have been postponed or even canceled. The never-ending lockdown has caused travelers nationwide to ditch travel plans and choose to stay at home. With the pandemic slowly dying down, travel restrictions are now easing up. 
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After months of isolation, everyone’s ready to hit the road and take the safer way to travel amid the virus. Here’s what travelers need to know before going on that much-awaited road trip.

Roadtrip Coverage in the New Normal
With international travel restrictions still in place, travelers choose to go on road trips. Amid the virus, it’s probably the safest way to get to places while continuing to follow travel restrictions. To adjust to the impacts of COVID-19, insurance agencies have come up with new plans for travelers and RV owners.

Since road trips are deemed safer than air and cruise travels, the demand for road trip coverage has dramatically increased.  Below are some provisions that insurance agencies offer for road trip coverage:

• Emergency medical evacuation;
• Home service of passengers, dependents, and vehicle in cases of accidents;
• 24/7 travel assistance (via phone or email) for emergencies;
• Job-related trip cancellation;
• Trip interruption; and
• Coverage on medical expenses, accidental death, and dismemberment.

The Importance of RV Insurance
Rented or owned, it is essential to know whether an RV is insured or not. While everyone is excited to go on road trips, it is crucial to remind travelers of insurance’s importance.

Different insurance providers offer different levels of coverage. Although getting regular car insurance for an RV is affordable, it isn’t recommended. RV insurance policies are, of course, more suited and provide better protection. They typically offer coverage for total loss replacement, passenger and dependents’ liability,  and emergency expense, among others.

Conclusion
Instead of flights and cruises, most people go on road trips because they’re safer and more convenient. Most of everyone chooses to rent or buy an RV due to the itch to travel. An RV insurance, whether for a rental or owned one, is vital. Going on road trips might be the new normal, so keeping everything (and everyone!) safe must also be.

At AllRisk Auto Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (360) 693-4044. Get your free quote today by CLICKING HERE.