How Moving Can Affect Your Home Insurance

​Relocating to a new house frequently necessitates a change in your homeowner's insurance policy. And when this happens, you, as a homeowner, may have concerns regarding the impact of moving on their homeowner's insurance. Continue reading to learn the answers to some of your queries.

Review Your Policy
Your house insurance coverage may or may not cover your belongings during the relocation or while they are in the moving service vehicle. And because of this, it is critical to consult your insurer to determine the specifics of your policy's coverage in this case.

If your insurance clearly states that it covers relocation and storage, you must still verify what the coverage entails. Often, it will only cover catastrophic damage to your property. The majority of insurance excludes coverage for particular products.

However, if your possessions are in storage and the facility that happens to burn down or the vehicle transporting them is involved in an accident that destroys everything, you are likely protected. Although if the cause of damages from falling, they are unlikely to be covered by your insurance.

Insure Both Your Old and New Home 
For 30 days, your house insurance policy may cover both your old and new residences. Nonetheless, you must notify your insurance provider that you are relocating. Inform them around 30 to 60 days before your anticipated move date. 

Additionally, suppose your possessions are divided between two residences for more than 30 days. In that case, you can ask your insurer to change the conditions of your insurance policy or add a notation to your file.

Why Is Location Critical?
If you are relocating outside of the state, you should contact your insurance carrier or agent to ensure that you may continue to get coverage in your new place. If not, you will have to allow time to seek a new insurer and establish a new plan.

Conclusion
Consult your insurance agent to determine the type of insurance you may obtain to ensure that all of your things are protected during the move, including the vehicle that will haul your belongings.

At AllRisk Auto Insurance, we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (360) 693-4044 or Click Here to request a free quote. The coverage discussed in this article is not guaranteed. Please call our agents, we are happy to help you learn more about your plan and make sure you have the coverage you need.