AllRisk Auto Insurance, LLC Blog
Transportation in the time of a global health crisis is a challenge. Travel restrictions and mandatory health protocols make it quite impossible to do even the smallest errands. In the time of COVID-19, private vehicles might be the only thing to take people places.
People who have acquired auto insurance might be wondering how the coronavirus might affect their insurance policy. While it is known that the coronavirus has closed borders worldwide, auto insurance is required by most states.
Continue reading to know more about how auto insurance may be affected by the COVID-19 pandemic.
Changes In Auto Insurance Policies
Unless the insured decides to revise their policy or the agency offers discounts or paybacks on premiums, policies wouldn’t change. It is suggested to still pay for auto insurance coverage for unforeseen events and staying protected.
Changes, however, apply to communication with insurance agencies. Due to the restrictions brought about by COVID-19, industries have adapted. Contacting insurance providers via email or the agency’s website is a must for up-to-date information.
Cutting Down On Auto Insurance Coverage
Staying protected is recommended, so reducing auto insurance coverage is discouraged. Although travels are less likely during the pandemic, keeping an auto insurance policy is recommended. Here are some of the typical provisions of a “full-coverage” auto insurance policy.
Considering the expenses someone can incur when accidents happen is essential. While travels are heavily restricted and leaving the car in the garage is the new normal, dropping coverage is discouraged. Even amid the pandemic, unforeseen events like accidents and emergencies can’t be helped.
Even when the coronavirus has forced everyone to keep their car garaged, it’s important to continue paying auto insurance premiums. Driving might be the only mode of transportation left for most of everyone. Keeping the vehicle protected is staying safe in the time of a pandemic.
At AllRisk Auto Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (360) 693-4044 or CLICK HERE to request a free quote.