CALL us or TEXT us Today:  (360) 693-4044  |  Toll Free: (888) 693-4044
AllRisk Auto Insurance, LLC
  • Home
  • Online Quote Request
    • Auto Insurance Quote
    • Home Insurance Quote
    • Motorcycle Quote
    • Renters Insurance Quote
    • RV Insurance Quote
    • Other Quotes >
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Commercial Auto Insurance Quote
      • Retail Cannabis Coverage Quote
      • Uber/Lyft Coverage Quote
  • Service
    • Insure your License
    • License Helpdesk
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Coverages
    • Auto Insurance
    • Home Insurance
    • Motorcycle Insurance
    • Renters Insurance
    • RV Insurance
    • SR-22 Filing
    • Other >
      • ATV Insurance
      • Boat Insurance
      • Commercial Auto Insurance
      • DWI & DUI Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • FAQs
    • Blog
    • News
  • Contact
  • Home
  • Online Quote Request
    • Auto Insurance Quote
    • Home Insurance Quote
    • Motorcycle Quote
    • Renters Insurance Quote
    • RV Insurance Quote
    • Other Quotes >
      • ATV Insurance Quote
      • Boat Insurance Quote
      • Commercial Auto Insurance Quote
      • Retail Cannabis Coverage Quote
      • Uber/Lyft Coverage Quote
  • Service
    • Insure your License
    • License Helpdesk
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Coverages
    • Auto Insurance
    • Home Insurance
    • Motorcycle Insurance
    • Renters Insurance
    • RV Insurance
    • SR-22 Filing
    • Other >
      • ATV Insurance
      • Boat Insurance
      • Commercial Auto Insurance
      • DWI & DUI Insurance
  • About
    • Staff Directory
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • FAQs
    • Blog
    • News
  • Contact

AllRisk Auto Insurance, LLC Blog

4 Renters Insurance Myths Debunked

10/24/2019

0 Comments

 
Picture
Real estate prices continue to rise up, and more people now result in renting homes instead of buying them. We usually think that being a tenant would mean lesser expenses and responsibility when unexpected and unfortunate events happen. But, did you know that even renters can be protected should natural disasters strike? Renters insurance can help safeguard many people, but the lack of knowledge and a lot of misconceptions hinder them from obtaining a policy.
What is Renters Insurance?
This is an insurance policy that is quite similar to getting homeowner's insurance. Your properties or belongings will be covered in the case of fire, theft, vandalism, or other unfortunate events. Some policies offer personal liability coverage, flood and earthquake coverage, or traveling insurance.

Myth #1. Your Personal Property is Covered by Your Landlord's Insurance
Hearing about your landlord getting insurance for their property does not equal to you being insured, too. Their insurance will only cover the building itself, but not the things inside. You will not receive any help if your belongings are damaged, lost, or stolen.

Myth #2. Renters Insurance is Too Expensive
People tend to pass up the chance to get renters insurance because of the assumption that it costs as high as homeowner's insurance. Good news! It is actually a lot more affordable. The cost of renters insurance is around $180 to $350 annually, which is so much lower than about $1,000 a year for homeowners. According to the National Association of Insurance Commissioners, your usual monthly rates will range from $15 to $30, depending on the extent of your coverage.

Myth #3. The Renter’s Insurance of One Occupant Includes Everyone
You still have to apply for your own renter's insurance even if your roommate already has one. Inclusion of roommates are seldom and most likely not offered.

Myth #4. Your Belongings Do Not Have Enough Value for Insurance
People tend to look down on themselves and their possessions. It might not look like it, but your jewelry, clothing, electronics, and household appliances have considerable value when accumulated. It helps to look into the total cost of your belongings and not on their individual prices.

For Your Renters Insurance Needs
There is a lot to learn about renters insurance, and you should have experts ready to answer all the questions in your mind. 

At AllRisk Auto Insurance, LLC, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (360) 693-4044. Get your free quote today by CLICKING HERE.
0 Comments



Leave a Reply.

    Contact Us

    (360) 693-4044​
    5508 NE Fourth Plain Blvd
    Suite B
    Vancouver, WA 98661​
    Click Here to Email Us

    Archives

    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    October 2018

    Categories

    All
    Auto Insurance
    FAQs
    Financial
    Home Insurance
    Insurance
    Local
    Motorcycle Insurance
    Recreational Vehicle Insurance
    Renters Insurance
    Safety

    RSS Feed

Navigation

Homepage
Online Quote Request
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

AllRisk Auto Insurance
5508 NE Fourth Plain Blvd
Suite B
Vancouver, WA 98661​
Phone: (360) 693-4044, 
(360) 578-1930​ - ​​Longview
Toll Free: (888) 693-4044
Click Here to Email Us

Location

Website by InsuranceSplash