3 FAQs for Motorcycle Owners During the Pandemic

​Insurance companies understand that the pandemic has left millions of people questioning how it will affect their motorcycles and if they can still acquire bike services and repairs. Below are some questions that most people ask their insurers.

Should I Change my Mileage When Renewing?
If you are either about to renew your current policy or apply for a new premium, you don’t have to change the details on your motorcycle. You can enter these as you usually do. There is still no knowledge about when the system will lift the restrictions during the current crisis. Companies also suggest that you take your policies to prepare you when things go back to normal.

Is my Insurance Still Valid Even if I Volunteer During the Pandemic?
For most insurance companies, yes, the client will still have coverage, but it may sometimes depend on the insurer, which is why it is recommended that you call first for confirmation. Whether you are helping out a relative or friend in need or signing up as a volunteer responder, it will not affect your insurance if volunteer use is allowed by your insurer.

If you need to use your bike to claim volunteer use, you will not have a rejected claim as long as you don’t use it for commercial purposes.

Can I Put my Motorcycle Insurance on Hold if I Self Isolate?
Unfortunately, most companies don’t include putting premiums on hold in their policies. It is recommended that you keep your insurance the way it is for cases when you might need it for emergencies and because there is still no announcement as to when there will be lifting of restrictions.

However, if you have no use for your bike during the current crisis, you can cancel your plan and send a SORN (Statutory Off-Road Notification) to your insurer. Keep in mind that if you choose to SORN your motorcycle, you will not be able to use it along with making sure it’s parked off the road.

Conclusion
Before deciding on canceling your insurance policy, try to discuss and communicate with your insurance provider first, and you might acquire some discounts to help you save up. If you love your motorcycle, leaving it without protection may not be the best idea.

At AllRisk Auto Insurance, LLC, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (360) 693-4044. Get your free quote today by CLICKING HERE.