Cracked, Leaked, Or Scratched? What To Do If Your RV Gets Damaged In Storage

​Storing your RV during the off-season is a smart way to protect your investment—but unfortunately, damage can still happen. Whether it's a cracked window, a mysterious leak, or an unsightly scratch, discovering damage after months in storage can be frustrating. The good news is, with the right steps and proper coverage, you can address the issue swiftly and minimize long-term impact.

Common Types of RV Damage During Storage
Before diving into the steps to take, it’s important to understand the typical forms of damage that occur while your RV is in storage:

• Cracked windows or windshields – Often due to temperature fluctuations or unnoticed impact before storage.
• Leaks and water damage – Caused by deteriorated seals, roof punctures, or improperly closed vents.
• Scratches and exterior dents – May result from nearby equipment, tree branches, or tight storage spaces.
• Rodent or pest infestations – Small creatures can chew through wiring, insulation, or soft interior materials.
• Battery degradation or fluid leaks – Can occur if maintenance is skipped before long-term storage.

What to Do If You Find Damage
If you discover any damage when retrieving your RV from storage, follow these steps:

1. Inspect Thoroughly

• Check both interior and exterior thoroughly.
• Document all damage with clear photos and notes.
• Don’t forget to look under the RV and in less obvious places like storage bays or the roof.

2. Prevent Further Damage

• Cover or seal any exposed areas to prevent worsening damage (e.g., tarp over a cracked skylight).
• Disconnect any active power sources if there's electrical damage or leaks.

3. Notify Your RV Insurance Provider

• Contact your insurer as soon as possible to report the damage.
• Provide documentation and details to expedite the claim.
• An adjuster may be sent to assess the extent and cause.

4. Get a Professional Inspection

• Take the RV to a certified RV repair facility.
• Even minor damage like a leak can cause major issues if not properly repaired.

5. Review Your Storage Practices

• Consider climate-controlled or indoor storage to reduce risks.
• Use tire covers, rodent repellents, and moisture absorbers for added protection in the future.

Why RV Insurance Matters — Even in Storage
Many RV owners mistakenly assume that if their vehicle isn’t on the road, it doesn’t need insurance. However, storage-related damage is one of the most common and costly risks. RV insurance provides protection against non-collision threats such as fire, theft, vandalism, water damage, and natural disasters—all of which can occur while in storage. Without coverage, even a minor repair could result in significant out-of-pocket expenses.

RV insurance not only gives you peace of mind but also ensures that your investment is protected year-round, whether parked or on the move.


Final Thoughts
RV damage in storage isn’t uncommon, but with quick action and comprehensive insurance, it doesn’t have to be a disaster. Routine maintenance, smart storage decisions, and having a reliable RV insurance policy can help you roll out safely when it’s time for your next adventure.

At AllRisk Auto Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get insurance that fits your needs. You can get more information about our products and services by calling our agency at (360) 693-4044. Get your free quote today by CLICKING HERE. 

Disclaimer: The information presented in this blog is intended for informational purposes only and should not be considered as professional advice. It is crucial to consult with a qualified insurance agent or professional for personalized advice tailored to your specific circumstances. They can provide expert guidance and help you make informed decisions regarding your insurance needs.​